@import url("https://fonts.googleapis.com/css2?family=Fraunces:opsz,wght@9..144,600;700;800&family=Sora:wght@400;500;600;700&display=swap");

:root {
  --page-bg: #f6fbff;
  --page-bg-deep: #eaf4ff;
  --surface: rgba(255, 255, 255, 0.96);
  --surface-strong: #ffffff;
  --surface-soft: #edf6ff;
  --ink: #18324b;
  --muted: #6b8198;
  --line: #d8e6f3;
  --brand: #2f6fe4;
  --brand-strong: #1f59c4;
  --accent: #8dc7ff;
  --accent-soft: #e6f3ff;
  --success: #1f59c4;
  --shadow-soft: 0 18px 42px rgba(31, 89, 196, 0.08);
  --shadow-bold: 0 28px 70px rgba(31, 89, 196, 0.14);
  --radius-xl: 32px;
  --radius-lg: 24px;
  --radius-md: 18px;
  --radius-sm: 14px;
  --font-display: "Fraunces", Georgia, serif;
  --font-body: "Sora", "Segoe UI", sans-serif;
}

*,
*::before,
*::after {
  box-sizing: border-box;
}

html {
  scroll-behavior: smooth;
  overflow-x: hidden;
  max-width: 100vw;
}

body {
  margin: 0;
  min-height: 100vh;
  color: var(--ink);
  font-family: var(--font-body);
  line-height: 1.65;
  background: var(--page-bg);
  -webkit-font-smoothing: antialiased;
  -moz-osx-font-smoothing: grayscale;
  overflow-x: hidden;
  max-width: 100vw;
}

p, h1, h2, h3, h4, h5, h6, a, li, span, div, strong, td, th {
  overflow-wrap: break-word;
  word-wrap: break-word;
  word-break: normal;
  hyphens: auto;
}

a {
  color: inherit;
}

img {
  display: block;
  max-width: 100%;
}

button,
input,
select,
textarea {
  font: inherit;
}

::selection {
  color: #fff;
  background: rgba(47, 111, 228, 0.78);
}

.arc-shell {
  width: min(1180px, calc(100% - 32px));
  margin: 0 auto;
}

.arc-header {
  position: sticky;
  top: 0;
  z-index: 100;
  border-bottom: 1px solid rgba(21, 38, 49, 0.08);
  background: rgba(244, 249, 255, 0.9);
  backdrop-filter: blur(18px) saturate(180%);
  -webkit-backdrop-filter: blur(18px) saturate(180%);
}

.arc-header__bar {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 24px;
  min-height: 84px;
}

.arc-logo {
  display: inline-flex;
  align-items: center;
  gap: 16px;
  text-decoration: none;
  min-width: 0;
}

.arc-logo__image {
  width: auto;
  height: 52px;
}

.arc-logo__meta {
  display: grid;
  gap: 2px;
}

.arc-logo__title {
  font-size: 0.78rem;
  font-weight: 700;
  letter-spacing: 0.16em;
  text-transform: uppercase;
  color: var(--muted);
}

.arc-logo__text {
  font-size: 0.9rem;
  color: var(--ink);
}

.arc-nav-toggle {
  display: none;
  flex-direction: column;
  align-items: center;
  justify-content: center;
  width: 46px;
  height: 46px;
  padding: 0;
  border: 1px solid rgba(21, 38, 49, 0.12);
  border-radius: 16px;
  background: rgba(255, 255, 255, 0.7);
  color: var(--ink);
  cursor: pointer;
  box-shadow: 0 8px 20px rgba(21, 38, 49, 0.06);
}

.arc-nav-toggle span {
  display: block;
  width: 18px;
  height: 2px;
  border-radius: 999px;
  background: currentColor;
  transition: transform 0.24s ease, opacity 0.24s ease;
}

.arc-nav-toggle span + span {
  margin-top: 4px;
}

.arc-nav-panel {
  display: flex;
  align-items: center;
  gap: 14px;
}

.arc-nav-link {
  position: relative;
  padding: 10px 12px;
  font-size: 0.92rem;
  font-weight: 600;
  text-decoration: none;
  color: var(--muted);
}

.arc-nav-link::after {
  content: "";
  position: absolute;
  right: 12px;
  bottom: 6px;
  left: 12px;
  height: 2px;
  transform: scaleX(0);
  transform-origin: left center;
  border-radius: 999px;
  background: var(--brand);
  transition: transform 0.24s ease;
}

.arc-nav-link:hover,
.arc-nav-link.is-active {
  color: var(--ink);
}

.arc-nav-link:hover::after,
.arc-nav-link.is-active::after {
  transform: scaleX(1);
}

.arc-button {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: 10px;
  min-height: 52px;
  padding: 14px 24px;
  border: 1px solid transparent;
  border-radius: 999px;
  background: transparent;
  color: var(--ink);
  font-size: 0.95rem;
  font-weight: 600;
  text-decoration: none;
  cursor: pointer;
  transition:
    transform 0.24s ease,
    box-shadow 0.24s ease,
    background-color 0.24s ease,
    border-color 0.24s ease,
    color 0.24s ease;
}

.arc-button:hover {
  transform: translateY(-2px);
}

.arc-button:focus-visible,
.arc-nav-link:focus-visible,
.arc-nav-toggle:focus-visible,
.arc-control:focus-visible,
.arc-question-card summary:focus-visible,
.arc-faq-item summary:focus-visible,
.arc-contact-close:focus-visible,
.arc-faq-trigger:focus-visible {
  outline: 3px solid rgba(47, 111, 228, 0.18);
  outline-offset: 2px;
}

.arc-button--solid {
  color: #fff;
  background: var(--brand);
  box-shadow: 0 16px 34px rgba(31, 89, 196, 0.24);
}

.arc-button--solid:hover {
  background: var(--brand-strong);
  box-shadow: 0 22px 40px rgba(31, 89, 196, 0.28);
}

.arc-button--ghost,
.arc-button--subtle {
  border-color: rgba(21, 38, 49, 0.12);
  background: rgba(255, 255, 255, 0.72);
}

.arc-button--ghost:hover,
.arc-button--subtle:hover {
  border-color: rgba(47, 111, 228, 0.28);
  color: var(--brand);
}

.arc-button--light {
  color: var(--brand-strong);
  background: #fff;
  box-shadow: 0 12px 28px rgba(31, 89, 196, 0.12);
}

.arc-button--full {
  width: 100%;
}

.arc-hero {
  position: relative;
  overflow: hidden;
  padding: 110px 0 96px;
}

.arc-hero::before {
  content: "";
  position: absolute;
  inset: 0;
  background: rgba(255, 250, 245, 0.88) url("public/hero-bg.png") center / cover no-repeat;
  mix-blend-mode: multiply;
  opacity: 0.3;
}

.arc-hero::after {
  content: "";
  position: absolute;
  top: 58px;
  right: -140px;
  width: 360px;
  height: 360px;
  border-radius: 50%;
  background: rgba(47, 111, 228, 0.1);
}

.arc-hero--compact {
  padding-top: 88px;
  padding-bottom: 72px;
}

.arc-hero__grid {
  position: relative;
  z-index: 1;
  display: grid;
  grid-template-columns: minmax(0, 1.18fr) minmax(320px, 0.88fr);
  gap: 44px;
  align-items: center;
}

.arc-hero__copy {
  position: relative;
}

.arc-hero__eyebrow,
.arc-intro__eyebrow,
.arc-policy__eyebrow {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  padding: 8px 14px;
  border-radius: 999px;
  background: rgba(47, 111, 228, 0.12);
  color: var(--brand);
  font-size: 0.76rem;
  font-weight: 700;
  letter-spacing: 0.12em;
  text-transform: uppercase;
}

.arc-hero__title,
.arc-intro__title,
.arc-policy h1,
.arc-confirm__card h1,
.arc-showcase__title,
.arc-article h2,
.arc-faq-hero__title {
  margin: 18px 0 0;
  font-family: var(--font-display);
  font-weight: 700;
  letter-spacing: -0.03em;
  line-height: 1.05;
}

.arc-hero__title {
  max-width: 12ch;
  font-size: clamp(2.8rem, 5vw, 4.8rem);
}

.arc-hero__title-accent {
  color: var(--brand);
}

.arc-hero__text,
.arc-intro__text,
.arc-policy__lead,
.arc-faq-hero__text {
  max-width: 60ch;
  margin: 22px 0 0;
  color: var(--muted);
  font-size: 1.04rem;
}

.arc-hero__actions {
  display: flex;
  flex-wrap: wrap;
  gap: 14px;
  margin-top: 34px;
}

.arc-chip-list {
  display: flex;
  flex-wrap: wrap;
  gap: 10px;
  padding: 0;
  margin: 34px 0 0;
  list-style: none;
}

.arc-chip {
  padding: 10px 14px;
  border: 1px solid rgba(47, 111, 228, 0.18);
  border-radius: 999px;
  background: rgba(255, 255, 255, 0.7);
  color: var(--ink);
  font-size: 0.86rem;
  font-weight: 600;
}

.arc-rate-strip {
  display: flex;
  flex-wrap: wrap;
  gap: 14px;
  margin-top: 26px;
}

.arc-rate-badge {
  display: flex;
  align-items: flex-end;
  gap: 12px;
  padding: 16px 18px;
  border: 1px solid rgba(47, 111, 228, 0.18);
  border-radius: 22px;
  background: rgba(255, 255, 255, 0.82);
  box-shadow: var(--shadow-soft);
}

.arc-rate-number {
  font-family: var(--font-display);
  font-size: 2.6rem;
  line-height: 0.9;
  color: var(--brand);
}

.arc-rate-caption {
  color: var(--muted);
  font-size: 0.88rem;
  font-weight: 600;
}

.arc-showcase {
  position: relative;
  z-index: 1;
}

.arc-showcase__card,
.arc-filter-card,
.arc-split-card,
.arc-confirm__card {
  position: relative;
  overflow: hidden;
  border: 1px solid rgba(21, 38, 49, 0.08);
  border-radius: var(--radius-xl);
  box-shadow: var(--shadow-bold);
}

.arc-showcase__card {
  padding: 32px;
  background: rgba(255, 255, 255, 0.84);
  backdrop-filter: blur(18px);
  -webkit-backdrop-filter: blur(18px);
}

.arc-showcase__card::before,
.arc-filter-card::before,
.arc-split-card::before,
.arc-confirm__card::before {
  content: "";
  position: absolute;
  top: -90px;
  right: -90px;
  width: 220px;
  height: 220px;
  border-radius: 50%;
  background: rgba(47, 111, 228, 0.1);
  pointer-events: none;
}

.arc-showcase__eyebrow,
.arc-filter-card__eyebrow,
.arc-showcase__kicker {
  position: relative;
  z-index: 1;
  display: inline-flex;
  padding: 7px 12px;
  border-radius: 999px;
  background: rgba(47, 111, 228, 0.1);
  color: var(--brand);
  font-size: 0.76rem;
  font-weight: 700;
  letter-spacing: 0.08em;
  text-transform: uppercase;
}

.arc-showcase__title {
  position: relative;
  z-index: 1;
  font-size: clamp(1.6rem, 3vw, 2.35rem);
}

.arc-metric-stack {
  position: relative;
  z-index: 1;
  margin-top: 24px;
  padding: 22px;
  border: 1px solid rgba(21, 38, 49, 0.08);
  border-radius: 24px;
  background: rgba(247, 244, 238, 0.8);
}

.arc-metric-row {
  display: flex;
  justify-content: space-between;
  gap: 16px;
  padding: 14px 0;
}

.arc-metric-row + .arc-metric-row {
  border-top: 1px solid var(--line);
}

.arc-metric-label {
  color: var(--muted);
  font-size: 0.9rem;
  font-weight: 600;
}

.arc-metric-value {
  font-weight: 700;
  text-align: right;
}

.arc-metric-value--accent {
  font-family: var(--font-display);
  font-size: 2.1rem;
  line-height: 1;
  color: var(--brand);
}

.arc-note {
  display: flex;
  align-items: flex-start;
  gap: 12px;
  margin-top: 18px;
  padding: 16px 18px;
  border-radius: 20px;
  background: rgba(47, 111, 228, 0.1);
  color: var(--ink);
  font-size: 0.92rem;
  font-weight: 600;
}

.arc-note svg {
  width: 20px;
  height: 20px;
  flex-shrink: 0;
  fill: var(--success);
}

.arc-band {
  padding-bottom: 40px;
}

.arc-band__panel {
  padding: 28px 30px;
  border: 1px solid rgba(21, 38, 49, 0.08);
  border-radius: 28px;
  color: #f5f9ff;
  background: var(--brand);
  box-shadow: var(--shadow-soft);
}

.arc-band__label {
  display: block;
  color: rgba(255, 255, 255, 0.72);
  font-size: 0.78rem;
  font-weight: 700;
  letter-spacing: 0.12em;
  text-transform: uppercase;
}

.arc-band__grid {
  display: grid;
  grid-template-columns: repeat(3, minmax(0, 1fr));
  gap: 16px;
  margin-top: 18px;
}

.arc-band__item {
  display: flex;
  align-items: flex-start;
  gap: 12px;
  padding: 16px 18px;
  border: 1px solid rgba(255, 255, 255, 0.1);
  border-radius: 20px;
  background: rgba(255, 255, 255, 0.05);
}

.arc-band__icon {
  display: grid;
  place-items: center;
  flex-shrink: 0;
  width: 42px;
  height: 42px;
  border-radius: 16px;
  background: rgba(255, 255, 255, 0.18);
}

.arc-band__icon svg {
  width: 20px;
  height: 20px;
  fill: currentColor;
}

.arc-band__item strong {
  display: block;
  margin-bottom: 4px;
  color: #fff;
  font-size: 0.98rem;
}

.arc-band__item span {
  color: rgba(255, 255, 255, 0.76);
  font-size: 0.88rem;
}

.arc-section {
  padding: 92px 0;
}

.arc-section--muted {
  border-top: 1px solid rgba(21, 38, 49, 0.08);
  border-bottom: 1px solid rgba(21, 38, 49, 0.08);
  background: #f0f7ff;
}

.arc-section--legal {
  padding-top: 72px;
  padding-bottom: 96px;
}

.arc-intro,
.arc-faq-hero {
  max-width: 760px;
  margin: 0 auto 42px;
  text-align: center;
}

.arc-intro__title {
  font-size: clamp(2.2rem, 4vw, 3.3rem);
}

.arc-card-grid,
.arc-tactic-grid,
.arc-allocation-grid,
.arc-question-grid {
  display: grid;
  gap: 18px;
}

.arc-card-grid {
  grid-template-columns: repeat(4, minmax(0, 1fr));
}

.arc-info-card,
.arc-step,
.arc-tactic-card,
.arc-question-card,
.arc-policy-card,
.arc-faq-item,
.arc-offer-card,
.arc-contact-card,
.arc-allocation-card {
  border: 1px solid rgba(21, 38, 49, 0.08);
  border-radius: var(--radius-lg);
  background: rgba(255, 255, 255, 0.84);
  box-shadow: var(--shadow-soft);
}

.arc-info-card,
.arc-tactic-card {
  position: relative;
  overflow: hidden;
  padding: 28px;
}

.arc-info-card::before,
.arc-tactic-card::before {
  content: "";
  position: absolute;
  right: -40px;
  bottom: -50px;
  width: 160px;
  height: 160px;
  border-radius: 50%;
  background: rgba(47, 111, 228, 0.08);
  pointer-events: none;
}

.arc-info-card__icon {
  display: grid;
  place-items: center;
  width: 52px;
  height: 52px;
  border-radius: 18px;
  color: #fff;
  font-weight: 700;
  letter-spacing: 0.08em;
  background: var(--brand);
}

.arc-info-card h3,
.arc-step h3,
.arc-tactic-card h3 {
  margin: 22px 0 10px;
  font-size: 1.18rem;
  line-height: 1.3;
}

.arc-info-card p,
.arc-step p,
.arc-tactic-card p,
.arc-policy-card p,
.arc-question-card p,
.arc-faq-item p,
.arc-article p,
.arc-article li,
.arc-contact-note,
.arc-empty,
.arc-footnote {
  color: var(--muted);
}

.arc-steps {
  display: grid;
  grid-template-columns: repeat(3, minmax(0, 1fr));
  gap: 18px;
}

.arc-step {
  padding: 28px;
}

.arc-step__count {
  display: inline-grid;
  place-items: center;
  width: 48px;
  height: 48px;
  border-radius: 16px;
  background: rgba(47, 111, 228, 0.12);
  color: var(--brand);
  font-size: 1rem;
  font-weight: 700;
}

.arc-tactic-grid {
  margin-top: 22px;
  grid-template-columns: repeat(3, minmax(0, 1fr));
}

.arc-cta-panel {
  position: relative;
  overflow: hidden;
  padding: 42px;
  border: 1px solid rgba(21, 38, 49, 0.08);
  border-radius: 30px;
  color: #fff;
  background: var(--brand);
  box-shadow: var(--shadow-bold);
}

.arc-cta-panel::before {
  content: "";
  position: absolute;
  right: -80px;
  bottom: -120px;
  width: 260px;
  height: 260px;
  border-radius: 50%;
  background: rgba(255, 255, 255, 0.12);
}

.arc-cta-panel h2 {
  position: relative;
  margin: 0;
  font-family: var(--font-display);
  font-size: clamp(2rem, 4vw, 3rem);
  line-height: 1.08;
}

.arc-cta-panel p {
  position: relative;
  max-width: 52ch;
  margin: 14px 0 0;
  color: rgba(255, 255, 255, 0.84);
}

.arc-cta-panel .arc-button {
  position: relative;
  margin-top: 24px;
}

.arc-footer {
  margin-top: 56px;
  border-top: 1px solid rgba(21, 38, 49, 0.08);
  background: rgba(255, 255, 255, 0.92);
}

.arc-footer__top {
  display: grid;
  grid-template-columns: minmax(0, 1fr) auto;
  align-items: flex-start;
  gap: 30px;
  padding: 34px 0;
}

.arc-footer__brand {
  display: grid;
  gap: 10px;
}

.arc-footer__company {
  display: grid;
  gap: 4px;
}

.arc-footer__company strong {
  color: var(--ink);
  font-size: 0.96rem;
}

.arc-footer__company span {
  color: var(--muted);
  font-size: 0.9rem;
}

.arc-footer__note {
  max-width: 460px;
  font-size: 0.88rem;
  line-height: 1.6;
  color: var(--muted);
}

.arc-footer__links {
  display: flex;
  flex-wrap: wrap;
  justify-content: flex-end;
  align-content: flex-start;
  gap: 12px 20px;
}

.arc-footer__links a {
  color: var(--muted);
  font-size: 0.9rem;
  font-weight: 600;
  text-decoration: none;
}

.arc-footer__links a:hover {
  color: var(--brand);
}

.arc-filter-card {
  padding: 30px;
  color: #f5f9ff;
  background: var(--brand);
}

.arc-filter-card__top {
  position: relative;
  z-index: 1;
  display: flex;
  align-items: flex-start;
  justify-content: space-between;
  gap: 12px;
  margin-bottom: 24px;
}

.arc-filter-card__title {
  margin: 14px 0 0;
  font-family: var(--font-display);
  font-size: 1.75rem;
  line-height: 1.1;
}

.arc-filter-card__text {
  margin: 12px 0 0;
  color: rgba(245, 249, 255, 0.78);
  font-size: 0.94rem;
}

.arc-field,
.arc-contact-field {
  display: grid;
  gap: 10px;
}

.arc-field + .arc-field,
.arc-contact-field + .arc-contact-field {
  margin-top: 16px;
}

.arc-field label,
.arc-contact-label {
  font-size: 0.9rem;
  font-weight: 600;
}

.arc-field label {
  color: rgba(245, 249, 255, 0.82);
}

.arc-contact-label {
  color: var(--muted);
}

.arc-control {
  width: 100%;
  min-height: 54px;
  padding: 14px 18px;
  border: 1px solid rgba(21, 38, 49, 0.12);
  border-radius: 18px;
  background: rgba(255, 255, 255, 0.84);
  color: var(--ink);
}

.arc-filter-card .arc-control {
  border-color: rgba(31, 89, 196, 0.12);
  background: #fff;
  color: var(--ink);
}

.arc-filter-card .arc-control::placeholder {
  color: var(--muted);
}

.arc-control:focus {
  outline: none;
  border-color: rgba(47, 111, 228, 0.38);
  box-shadow: 0 0 0 4px rgba(47, 111, 228, 0.08);
}

select.arc-control {
  appearance: none;
  background-image: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='14' height='14' viewBox='0 0 24 24' fill='none' stroke='%231f59c4' stroke-width='2.4' stroke-linecap='round' stroke-linejoin='round'%3E%3Cpath d='m6 9 6 6 6-6'/%3E%3C/svg%3E");
  background-position: calc(100% - 18px) 50%;
  background-size: 14px 14px;
  background-repeat: no-repeat;
}

.arc-offer-feed {
  display: grid;
  gap: 18px;
}

.arc-offer-more {
  margin-top: 28px;
  text-align: center;
}

.arc-offer-card {
  padding: 26px;
}

.arc-offer-card.is-open {
  border-color: rgba(47, 111, 228, 0.28);
}

.arc-offer-head {
  display: grid;
  grid-template-columns: auto auto minmax(0, 1fr) auto;
  gap: 18px;
  align-items: start;
}

.arc-rank {
  display: grid;
  place-items: center;
  width: 48px;
  height: 48px;
  border-radius: 16px;
  background: rgba(47, 111, 228, 0.1);
  color: var(--brand);
  font-size: 1rem;
  font-weight: 700;
}

.arc-bank-badge {
  display: grid;
  place-items: center;
  width: 72px;
  height: 72px;
  padding: 12px;
  border: 1px solid rgba(21, 38, 49, 0.08);
  border-radius: 22px;
  background: #fff;
}

.arc-bank-badge img {
  max-width: 52px;
  max-height: 34px;
  object-fit: contain;
}

.arc-bank-badge span {
  font-family: var(--font-display);
  font-size: 1.8rem;
  color: var(--brand);
}

.arc-bank-title {
  font-size: 1.2rem;
  font-weight: 700;
  line-height: 1.3;
}

.arc-bank-rating {
  display: flex;
  align-items: center;
  gap: 4px;
  margin-top: 8px;
  color: var(--accent);
}

.arc-star {
  width: 16px;
  height: 16px;
  fill: currentColor;
}

.arc-star-score {
  margin-left: 4px;
  color: var(--muted);
  font-size: 0.88rem;
}

.arc-offer-actions {
  display: flex;
  flex-wrap: wrap;
  gap: 10px;
  justify-content: flex-end;
}

.arc-offer-body {
  margin-top: 22px;
}

.arc-stat-grid {
  display: grid;
  grid-template-columns: repeat(4, minmax(0, 1fr));
  gap: 14px;
}

.arc-stat {
  padding: 18px;
  border: 1px solid rgba(21, 38, 49, 0.08);
  border-radius: 22px;
  background: var(--surface-soft);
}

.arc-stat--featured {
  color: #fff;
  background: var(--brand);
  border-color: transparent;
}

.arc-stat__label {
  font-size: 0.76rem;
  font-weight: 700;
  letter-spacing: 0.12em;
  text-transform: uppercase;
  color: var(--muted);
}

.arc-stat--featured .arc-stat__label {
  color: rgba(255, 255, 255, 0.7);
}

.arc-stat__value {
  margin-top: 10px;
  font-size: 1.14rem;
  font-weight: 700;
  line-height: 1.3;
}

.arc-offer-meta {
  display: grid;
  grid-template-columns: repeat(3, minmax(0, 1fr));
  gap: 14px;
  margin-top: 16px;
}

.arc-meta-item {
  display: flex;
  align-items: flex-start;
  gap: 12px;
  padding: 16px 18px;
  border: 1px solid rgba(21, 38, 49, 0.08);
  border-radius: 20px;
  background: #fff;
  color: var(--muted);
}

.arc-meta-icon {
  width: 20px;
  height: 20px;
  flex-shrink: 0;
}

.arc-offer-expand {
  display: none;
  margin-top: 18px;
  padding-top: 18px;
  border-top: 1px solid rgba(21, 38, 49, 0.08);
}

.arc-detail-list {
  display: grid;
  gap: 12px;
  padding: 0;
  margin: 0;
  list-style: none;
}

.arc-detail-item {
  display: flex;
  gap: 14px;
  align-items: flex-start;
}

.arc-detail-index {
  display: grid;
  place-items: center;
  flex-shrink: 0;
  width: 28px;
  height: 28px;
  border-radius: 50%;
  background: rgba(47, 111, 228, 0.12);
  color: var(--brand);
  font-size: 0.8rem;
  font-weight: 700;
}

.arc-detail-copy {
  color: var(--muted);
}

.arc-detail-value {
  display: block;
  margin-top: 3px;
  color: var(--ink);
  font-weight: 600;
}

.arc-detail-note {
  display: flex;
  align-items: flex-start;
  gap: 10px;
  margin-top: 18px;
  padding: 16px 18px;
  border-radius: 18px;
  background: rgba(47, 111, 228, 0.1);
  color: var(--ink);
}

.arc-detail-note svg {
  width: 18px;
  height: 18px;
  flex-shrink: 0;
  fill: var(--brand);
}

.arc-contact-card {
  margin-top: 18px;
  padding: 24px;
}

.arc-contact-head {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 12px;
  margin-bottom: 20px;
}

.arc-contact-title {
  font-family: var(--font-display);
  font-size: 1.65rem;
  line-height: 1.1;
}

.arc-contact-close {
  display: inline-grid;
  place-items: center;
  width: 42px;
  height: 42px;
  padding: 0;
  border: 0;
  border-radius: 50%;
  background: rgba(47, 111, 228, 0.12);
  color: var(--brand);
  cursor: pointer;
}

.arc-contact-close:hover {
  background: rgba(47, 111, 228, 0.18);
}

.arc-contact-form {
  display: grid;
  gap: 14px;
}

.arc-contact-note {
  display: flex;
  align-items: flex-start;
  gap: 10px;
  font-size: 0.82rem;
}

.arc-contact-note input {
  width: 18px;
  height: 18px;
  margin-top: 2px;
  accent-color: var(--brand);
}

.arc-contact-note a,
.arc-inline-link,
.arc-policy-card a,
.arc-article a {
  color: var(--brand);
  font-weight: 600;
  text-decoration: underline;
  text-underline-offset: 3px;
}

.arc-contact-ok {
  display: none;
  padding: 12px 14px;
  border-radius: 16px;
  background: rgba(28, 132, 95, 0.1);
  color: var(--success);
  font-weight: 600;
}

.arc-empty {
  padding: 24px;
  border: 1px dashed rgba(21, 38, 49, 0.16);
  border-radius: 22px;
  background: rgba(255, 255, 255, 0.74);
  text-align: center;
}

.arc-question-grid {
  grid-template-columns: repeat(2, minmax(0, 1fr));
}

.arc-question-card {
  overflow: hidden;
  padding: 0 22px;
}

.arc-question-card summary,
.arc-faq-item summary {
  position: relative;
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 16px;
  padding: 22px 0;
  font-weight: 700;
  cursor: pointer;
  list-style: none;
}

.arc-question-card summary::-webkit-details-marker,
.arc-faq-item summary::-webkit-details-marker {
  display: none;
}

.arc-question-card summary::after,
.arc-faq-item summary::after {
  content: "+";
  display: inline-grid;
  place-items: center;
  width: 28px;
  height: 28px;
  flex-shrink: 0;
  border-radius: 50%;
  background: rgba(47, 111, 228, 0.12);
  color: var(--brand);
  font-size: 1.1rem;
  font-weight: 400;
  transition: transform 0.24s ease;
}

.arc-question-card[open] summary::after,
.arc-faq-item[open] summary::after {
  transform: rotate(45deg);
}

.arc-question-card p,
.arc-faq-item p {
  margin: 0 0 20px;
}

.arc-article {
  border-top: 1px solid rgba(21, 38, 49, 0.08);
  background: rgba(255, 255, 255, 0.82);
}

.arc-article__inner {
  max-width: 820px;
  margin: 0 auto;
}

.arc-article h2 {
  font-size: clamp(2rem, 4vw, 2.8rem);
}

.arc-article h3 {
  margin: 32px 0 14px;
  font-size: 1.25rem;
  line-height: 1.3;
}

.arc-article ul {
  padding-left: 20px;
}

.arc-article li + li {
  margin-top: 10px;
}

.arc-policy {
  max-width: 980px;
  margin: 0 auto;
}

.arc-policy__top {
  display: grid;
  gap: 18px;
  margin-bottom: 28px;
}

.arc-policy__lead {
  max-width: 70ch;
}

.arc-policy__list {
  display: grid;
  gap: 18px;
}

.arc-policy-card {
  padding: 28px 30px;
}

.arc-policy-card--warning {
  background: #eef6ff;
  border-color: rgba(47, 111, 228, 0.34);
}

.arc-policy-card h2 {
  margin: 0 0 14px;
  font-size: 1.22rem;
  line-height: 1.3;
}

.arc-policy-card p {
  margin: 0;
}

.arc-policy-card p + p {
  margin-top: 12px;
}

.arc-faq-shell {
  max-width: 920px;
  margin: 0 auto;
}

.arc-faq-group + .arc-faq-group {
  margin-top: 28px;
}

.arc-faq-group__label {
  margin-bottom: 12px;
  color: var(--brand);
  font-size: 0.78rem;
  font-weight: 700;
  letter-spacing: 0.12em;
  text-transform: uppercase;
}

.arc-faq-list {
  display: grid;
  gap: 14px;
}

.arc-faq-item {
  padding: 0 22px;
}

.arc-confirm {
  display: grid;
  place-items: center;
  min-height: calc(100vh - 260px);
  padding: 68px 0 96px;
}

.arc-confirm__card {
  max-width: 620px;
  padding: 40px 38px;
  text-align: center;
  background: rgba(255, 255, 255, 0.92);
}

.arc-confirm__icon {
  display: grid;
  place-items: center;
  width: 86px;
  height: 86px;
  margin: 0 auto 24px;
  border-radius: 28px;
  color: var(--success);
  background: rgba(28, 132, 95, 0.1);
}

.arc-confirm__icon svg {
  width: 40px;
  height: 40px;
  fill: currentColor;
}

.arc-confirm__card h1 {
  font-size: clamp(2.3rem, 5vw, 3.2rem);
}

.arc-confirm__card p {
  margin: 18px auto 0;
  max-width: 44ch;
  color: var(--muted);
}

.arc-confirm__card .arc-button {
  margin-top: 28px;
}

.arc-confirm__note {
  display: flex;
  align-items: center;
  justify-content: center;
  gap: 10px;
  margin: 26px 0 0;
  padding: 14px 16px;
  border-radius: 18px;
  background: rgba(47, 111, 228, 0.1);
  color: var(--brand);
  font-size: 0.9rem;
  font-weight: 600;
}

.arc-confirm__note svg {
  width: 18px;
  height: 18px;
  fill: currentColor;
}

.arc-split-card {
  padding: 32px;
  background: rgba(255, 255, 255, 0.9);
}

.arc-allocation-grid {
  margin-top: 24px;
  grid-template-columns: repeat(3, minmax(0, 1fr));
}

.arc-allocation-card {
  padding: 22px;
  text-align: center;
  background: var(--surface-soft);
}

.arc-allocation-card strong {
  display: block;
  color: var(--brand);
  font-family: var(--font-display);
  font-size: 2rem;
  line-height: 1;
}

.arc-allocation-card span {
  display: block;
  margin-top: 10px;
  color: var(--muted);
  font-weight: 600;
}

.arc-table-wrap {
  overflow-x: auto;
  margin-top: 28px;
}

.arc-data-table {
  width: 100%;
  min-width: 720px;
  border-collapse: collapse;
  overflow: hidden;
  border-radius: 24px;
  background: #fff;
  box-shadow: var(--shadow-soft);
}

.arc-data-table th {
  padding: 18px 22px;
  color: #fff;
  text-align: left;
  font-size: 0.92rem;
  background: var(--brand-strong);
}

.arc-data-table td {
  padding: 18px 22px;
  border-bottom: 1px solid var(--line);
  color: var(--muted);
}

.arc-data-table tbody tr:last-child td {
  border-bottom: 0;
}

.arc-data-table td strong,
.arc-data-table__highlight {
  color: var(--ink);
  font-weight: 700;
}

.arc-data-table__accent {
  color: var(--brand);
  font-weight: 700;
}

.arc-data-table tfoot td {
  border-top: 2px solid rgba(47, 111, 228, 0.18);
  background: var(--surface-soft);
  color: var(--ink);
  font-weight: 700;
}

@media (max-width: 1080px) {
  .arc-card-grid {
    grid-template-columns: repeat(2, minmax(0, 1fr));
  }

  .arc-steps,
  .arc-tactic-grid,
  .arc-offer-meta,
  .arc-band__grid {
    grid-template-columns: repeat(2, minmax(0, 1fr));
  }

  .arc-stat-grid {
    grid-template-columns: repeat(2, minmax(0, 1fr));
  }
}

@media (max-width: 900px) {
  .arc-nav-toggle {
    display: inline-flex;
  }

  .arc-nav-panel {
    position: absolute;
    top: calc(100% + 12px);
    right: 16px;
    left: 16px;
    display: grid;
    gap: 10px;
    padding: 18px;
    border: 1px solid rgba(21, 38, 49, 0.08);
    border-radius: 24px;
    background: rgba(255, 255, 255, 0.94);
    box-shadow: var(--shadow-soft);
    transform: translateY(-12px);
    opacity: 0;
    pointer-events: none;
    transition: transform 0.24s ease, opacity 0.24s ease;
  }

  .arc-nav-panel.is-open {
    transform: translateY(0);
    opacity: 1;
    pointer-events: auto;
  }

  .arc-nav-link {
    padding: 12px 0;
  }

  .arc-nav-link::after {
    display: none;
  }

  .arc-hero__grid,
  .arc-footer__top {
    grid-template-columns: 1fr;
  }

  .arc-offer-head {
    grid-template-columns: auto auto 1fr;
    gap: 12px;
    align-items: center;
  }
  
  .arc-offer-head > .arc-offer-actions {
    grid-column: 1 / -1;
  }

  .arc-footer__top {
    display: grid;
    justify-items: flex-start;
  }

  .arc-footer__links {
    justify-content: flex-start;
  }

  .arc-question-grid,
  .arc-allocation-grid {
    grid-template-columns: 1fr;
  }

  .arc-offer-actions {
    justify-content: flex-start;
  }
}

@media (max-width: 720px) {
  .arc-shell {
    width: min(100% - 24px, 1180px);
  }

  .arc-header__bar {
    min-height: 76px;
  }

  .arc-logo__meta {
    display: none;
  }

  .arc-hero,
  .arc-section {
    padding-top: 76px;
    padding-bottom: 76px;
  }

  .arc-hero__title {
    max-width: none;
    font-size: clamp(2.4rem, 13vw, 3.6rem);
  }

  .arc-showcase__card,
  .arc-filter-card,
  .arc-split-card,
  .arc-confirm__card,
  .arc-offer-card,
  .arc-contact-card,
  .arc-cta-panel {
    padding: 24px;
  }

  .arc-card-grid,
  .arc-steps,
  .arc-tactic-grid,
  .arc-band__grid,
  .arc-offer-meta,
  .arc-stat-grid {
    grid-template-columns: 1fr;
  }

  .arc-question-card,
  .arc-faq-item {
    padding: 0 18px;
  }

  .arc-band__panel {
    padding: 24px;
  }

  .arc-button {
    width: 100%;
  }

  .arc-hero__actions,
  .arc-offer-actions {
    flex-direction: column;
  }

  .arc-rate-badge {
    width: 100%;
    justify-content: space-between;
  }
}

.arc-consent {
  position: fixed;
  left: 14px;
  bottom: 14px;
  z-index: 9999;
  display: grid;
  grid-template-columns: minmax(0, 1fr) auto;
  gap: 14px;
  align-items: center;
  width: min(520px, calc(100% - 28px));
  padding: 14px 14px;
  border: 1px solid rgba(21, 38, 49, 0.14);
  border-radius: 18px;
  background: rgba(255, 255, 255, 0.92);
  box-shadow: 0 18px 40px rgba(15, 33, 56, 0.18);
  backdrop-filter: blur(10px);
}

.arc-consent__text {
  display: grid;
  gap: 4px;
  font-size: 0.9rem;
  color: var(--ink);
}

.arc-consent__text strong {
  font-size: 0.94rem;
}

.arc-consent__text a {
  color: var(--brand);
  text-decoration: underline;
  text-underline-offset: 3px;
}

.arc-consent__actions {
  display: flex;
  gap: 10px;
  align-items: center;
}

.arc-consent__btn {
  min-height: 40px;
  padding: 10px 14px;
  border-radius: 999px;
  border: 1px solid rgba(21, 38, 49, 0.14);
  background: rgba(255, 255, 255, 0.9);
  color: var(--ink);
  font: inherit;
  font-weight: 700;
  cursor: pointer;
}

.arc-consent__btn:hover {
  border-color: rgba(47, 111, 228, 0.28);
  color: var(--brand);
}

.arc-consent__btn--primary {
  border-color: transparent;
  background: var(--brand);
  color: #fff;
}

.arc-consent__btn--primary:hover {
  background: var(--brand-strong);
  color: #fff;
}

@media (max-width: 720px) {
  .arc-consent {
    left: 12px;
    right: 12px;
    bottom: 12px;
    width: auto;
    grid-template-columns: 1fr;
    gap: 12px;
  }

  .arc-consent__actions {
    width: 100%;
  }

  .arc-consent__btn {
    width: 100%;
  }
}